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Merchant Advocate trusted supplier of CoreTrust
Financial & Treasury

Merchant Advocate

Merchant Advocate helps CoreTrust members, eliminate hidden charges and inflated rates by auditing statements and negotiating directly with existing processors.
Corporate Services

Reduce Merchant Processing Costs

Merchant Advocate, a leading independent advisor in credit card processing, has helped businesses save over $300 million in excessive fees. By auditing merchant statements and negotiating with your existing processor, they eliminate hidden charges and inflated rates. For CoreTrust members, this means lasting savings and expert support in managing one of the most complex cost categories.

Cost Savings & Risk Reduction

Statement audits and ongoing monitoring uncover inflated rates, hidden fees, and billing errors — protecting margins and ensuring accurate processing.

Seamless Integration

Works with your existing processors and systems—no switching or operational disruption required.

Expert Advocacy

Independent, processor-agnostic negotiation secures measurable savings with minimal internal effort.

Sustained Performance

Proprietary technology and recurring analysis provide long-term visibility and optimization.

Why Merchant Advocate

Processor-Agnostic Model

Integrates seamlessly with existing providers — no need to change processors, banking relationships, or software.

Performance-Based Engagement

No upfront costs. Monthly Proof of Performance reporting demonstrates realized savings — you pay only for results.

Independent, Unbiased Expertise

Represents your interests exclusively, providing transparency and accountable negotiation in a complex market.

Proven Track Record Across Industries

Trusted by thousands of businesses, from small operators to large multi-site organizations, delivering consistent, measurable savings.

Who This is For

Finance Leaders

Finance leaders looking to reduce overhead and increase EBITDA without disrupting operations.

Accounting Teams

Accounting teams aiming to secure savings from fee hikes, hidden charges, and rate adjustments without committing to a full audit.

Private Equity Firms

Private equity firms conducting due diligence on portfolio companies who accept card payments, especially those with multiple locations.

Why This Performs Better with CoreTrust

No-Risk Entry Point

Get a complimentary initial analysis to identify potential savings with no upfront cost or commitment. 

Speed to Value

Members receive 100% of identified first-month savings at no additional cost 

Accelerated Activation & ROI

Pre-negotiated contract structure simplifies onboarding and removes friction so you can reduce operating costs quickly.

SME Category Oversight

CoreTrust experts provide program governance, reporting transparency, and ongoing accountability to sustain results.

Unlock savings in your merchant processing!

Eliminate hidden charges and inflated rates by auditing statements and negotiating directly with existing processors.

Avg Annual Savings

$270K

Ready to unlock savings in your merchant processing?

Contact your CoreTrust Account Executive or email us at info@coretrustpg.com to schedule your complimentary, no-risk analysis.

With You.

For You.

All the Way.

Take the first step toward providing better care at a better value with CoreTrust.